Schwartz Brothers Insurance & Schwartz Benefit Services, Inc.
  • 500 West Madison Street, Suite 2700
    Chicago, IL 60606
  • Phone: (312)-630-0800
  • Fax: (312)-630-0833
 
 

 
Schwartz Brothers Insurance Agency and Schwartz Benefit Services, Inc.
General Website Terms and Conditions
 
Thank you for visiting Schwartz Brothers Insurance Agency’s and Schwartz Benefit Services, Inc.’s (collectively, “Schwartz Brothers”) website. We encourage you to use our website as an information tool.  However, please note that your use of the information, materials, text, images and other content on our website is subject to the following terms and conditions, which may be revised by Schwartz Brothers from time to time without notice:
 
Use of Content from this Website:The text, images, data, illustrations, files, audio and video clips, designs, documents, and other materials and content (collectively, the “Content”) on our website is the property of Schwartz Brothers and may be protected by copyright and other restrictions. Copyrights and other proprietary rights in the Content on the website may also be owned by parties other than Schwartz Brothers.  You may not copy, modify, distribute or otherwise use any of the Content on our website, except for your personal and non-commercial use. Please note that Schwartz Brothers may withdraw any Content from its website at any time in its sole discretion.
 
User Warranty: By downloading, printing, or otherwise using any of the Content from our website, you agree that you will (i) restrict your use of such Content to personal and non-commercial use, (ii) comply with all of these Terms and Conditions and (iii) not violate the rights of Schwartz Brothers or any other person or entity. Schwartz Brothers does not warrant that use of any of the Content displayed on its website will not infringe the rights of third parties.
 
Commercial Use is Restricted: Unauthorized commercial publication or exploitation of text, images, documents, materials or any other Content of our website is prohibited.  If you wish to use any of the Content for commercial use, publication, or any purpose other than personal use, you must obtain written permission from Schwartz Brothers prior to such use.  Schwartz Brothers may, in its sole discretion, grant permission for such use on a case-by-case basis and may charge a usage fee for such use.
 
Trademarks:Many of the names, titles, trademarks, service marks, and logos (collectively, the “Trademarks”) displayed on our website are registered and/or unregistered common law trademarks of Schwartz Brothers or third parties. Nothing contained in our website should be construed as granting, by implication or otherwise, any license or right to use any Trademark displayed on the website without the express written permission of Schwartz Brothers or the appropriate third party that owns the Trademark. Except as permitted by these Terms and Conditions, any unauthorized use of the Trademarks or any other images or Content on our website is prohibited.
 
Digital Millennium Copyright Agent: For purposes of the Digital Millennium Copyright Act (“DMCA”), Schwartz Brothers has designated an agent for notices of claimed infringement. If you have any objections governed by the DMCA, please contact the agent listed under the Section entitled “Contact Information” below. Schwartz Brothers provides this contact information for purposes of the DMCA only and reserves the right to respond to communication that is relevant for this purpose.
 
Links to Third Party Websites:Schwartz Brothers’ website may contain links to third party websites. The linked sites are not under the control of Schwartz Brothers and Schwartz Brothers is not responsible for the contents of any linked website. These links are provided as a convenience only and shall not be construed as Schwartz Brothers’ endorsement of, sponsorship of, or affiliation with the linked website. 
 
Links to Our Website:Links to our website are prohibited unless you obtain Schwartz Brothers’ prior written consent to such link. If you arrive at our website from a third party link, please note that a link to our website does not imply a relationship with, or endorsement of, the third party website or its content, purpose, policies or practices.    If we consent to your providing a link from your website to our website, please use the name “Schwartz Brothers Insurance Agency” or “Schwartz Benefit Services” to identify the link. You may not list “Schwartz Brothers Insurance Agency” or “Schwartz Benefit Services” names, or any variation thereof, in a false, disparaging, unsuitable, or otherwise unfavorable light, or in any manner which Schwartz Brothers feels is damaging to its reputation.
 
Privacy Policy Notice: Please review Schwartz Brothers’ and Schwartz Benefits Services, Inc.’s Privacy Policy Notice: We do not collect any information from you in the form of “cookies”, “web beacons”, or your IP address. 
 
No Investment Advice or Offer Solicitation:Nothing on our website constitutes any investment advice. Our website’s content is not an offer to sell or solicitation of an offer to buy any security or any of our products or services. Any prospectus information or forward-looking statements available on our website is for informational purposes only. You should not rely on any stock information on our website for investment purposes because we cannot guarantee or warrant the accuracy, completeness or timeliness of the information. Any coverage descriptions provided on our website are general descriptions of available coverages and are not a contract. You must submit an application to Schwartz Brothers to obtain coverage. All applications are subject to underwriting approval. For additional information, please contact a Schwartz Brothers agent.
 
WARRANTY DISCLAIMERS:THE INFORMATION AND DESCRIPTIONS CONTAINED ON OUR WEBSITE ARE NOT INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO EVERY INSURANCE PRODUCT OR SERVICE OFFERED BY SCHWARTZ BROTHERS, BUT ARE PROVIDED FOR GENERAL INFORMATIONAL PURPOSES. SCHWARTZ BROTHERS MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE CONTENT ON ITS WEBSITE IS SUITABLE FOR YOUR NEEDS, IS COMPLETE, TIMELY OR RELIABLE. ALL TEXT, IMAGES AND OTHER CONTENT ON THE WEBSITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, AND/OR NON-INFRINGEMENT. SCHWARTZ BROTHERS DOES NOT WARRANT THAT ITS WEBSITE WILL BE UNINTERRUPTED OR FREE OF ERRORS, VIRUSES OR OTHER HARMFUL CODE, OR THAT ANY ERRORS OR DEFECTS WILL BE CORRECTED.   
 
GENERAL DISCLAIMERS: SCHWARTZ BROTHERS ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR (I) ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE WEBSITE, (II) DAMAGE TO OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR USE OF THE SITE OR YOUR DOWNLOADING OF ANY TEXT, IMAGES OR OTHER CONTENT FROM THE WEBSITE, OR (III) ANY DAMAGE ARISING IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, OR LINE OR SYSTEM FAILURE. 
 
LIMITATION OF LIABILITY: SCHWARTZ BROTHERS, ITS AFFILIATES, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND REPRESENTATIVES WILL HAVE NO LIABILITY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, CONSEQUENTIAL, COMPENSATORY, SPECIAL, PUNITIVE, OR INCIDENTAL DAMAGES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) ARISING OUT OF OR RELATING TO THE USE OF, RELIANCE ON OR INABILITY TO USE THE WEBSITE OR THE CONTENT OR SERVICES PROVIDED ON OR RECEIVED FROM THE WEBSITE. PLEASE NOTE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. 
 
Reservation of Rights: All rights not expressly granted by Schwartz Brothers in these Terms and Conditions are specifically reserved by Schwartz Brothers. Nothing on Schwartz Brother’s website or in these Terms and Conditions grants any right or license to use any property of any third party.
 
Contact Information:If you wish to contact us regarding (i) information on our products and services, (ii) permission to reproduce or use any Content on our website for other than personal and non-commercial use, (iii) notices of claimed infringement under the DMCA, or (iv) any other reason, please contact:
 
Schwartz Brothers Insurance Agency
500 W. Madison Street, Suite 2700
Chicago, Illinois 60661                       
Attention: Thomas McNichols, CFO                      
Phone:     (312) 630-0830                       
E-mail:     tmcnichols@schwartzbrothers.com
 
Severance and Waiver: You acknowledge and agree that in the event any provision of these Terms and Conditions is held by a court to be invalid, unlawful, or unenforceable, the validity, legality, and/or enforceability of the remaining provisions contained in these Terms and Conditions will not in any way be affected or impaired. Schwartz Brothers’ failure to exercise or enforce any right or provision under these Terms and Conditions will not constitute a waiver of such right or provision by Schwartz Brothers.
 
Venue and Choice of Law: These Terms and Conditions are governed by the laws of the State of Illinois, without regard to its conflicts of laws principals. Any case, controversy, suit, action, or proceeding arising out of, in connection with, or related to these Terms and Conditions shall be brought in a federal or state court located in Cook County, Illinois, and you hereby waive any objection to the exclusive jurisdiction of such courts.
 
Entire Agreement: You agree that these Terms and Conditions constitute the entire agreement between you and Schwartz Brothers with respect to your use of our website. You agree that these Terms and Conditions supersede any other agreements between you and Schwartz Brothers with respect to your use of our website.
 
 
 

500 West Madison Street, Suite 2700, Chicago, IL 60661   Phone: (312)-630-0800   Fax: (312)-630-0833   Email: info@schwartzbrothers.com

Securities offered through NFP Securities, Inc., a Broker/Dealer and Member FINRA/SIPC. Schwartz Benefit Services, Inc. is a member of Partners Financial, a division of NFP Insurance Services, Inc., which is a subsidiary of National Financial Partners Corp. the parent company of NFP Securities, Inc. Schwartz Brothers Insurance is an affiliate of Schwartz Benefit Services, Inc. Schwartz Brothers Insurance is not affiliated with NFP Securities, Inc.

This site is published for residents of the United States only. Registered representatives and investment advisor representatives of NFP Securities, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFP Securities, Inc. Compliance Department at 512-697-6000.

All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.

NFP Securities, Inc. does not offer legal advice

 

©2011 Schwartz Brothers Insurance. All rights reserved.